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We hope you find the content of our blog useful and informative.
If any of the points raised are of interest, or you would like to discuss your own situation in more detail, please call us and we will be happy to help.
The information is intended to provide information only and reflects our understanding of legislation at the time of writing. Before making any decision, we suggest you take professional financial advice.
Author Archives: Ross Glanfield FPFS
Venture or Adventure?
Venture Capital Trusts offer investors excellent tax breaks and access to further diversification for their portfolios Continue reading
Posted in Investment, Tax & Planning
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Pensions – a one-way bet
Investing into a pension is a guaranteed way to treble your money for a 50% tax payer Continue reading
Posted in LIFT-Financial, Pensions, Tax & Planning
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My bank is having an identity crisis…
The original function of a bank was to lend money but I am not sure if my bank is even knows why it is doing that any more Continue reading
Posted in LIFT-Financial
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Who pays your premium?
It is logical to expect to pay more if you get more but to pay more and get the same…? Welcome to the mortgage protection market. Continue reading
Posted in Protection
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Sunroofs and soft-tops
The insurance industry is a powerful momolith that has a vested interest in maintaining commission payments for the sale of its products; so much so that its sphere of influence goes to the very heart of financial advice. Continue reading
Posted in Regulation & Legislation
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If it ain’t broke…
There is usually a motivation behind change for the sake of change and never has this been more true when it comes to the Company Pensions market Continue reading
Posted in Pensions
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Smoke and Mirrors
The charging structures of investment contracts, especially ISAs, are still as transparent as mud and many investors are being hoodwinked into thinking it is to do with the cost of fund management. Continue reading
Posted in Investment
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D.I. Why?
Do-it-yourself financial planning can sound like a cost effective option but, in practice, it can lead to the real issues being over-looked. Continue reading
Posted in LIFT-Financial, Tax & Planning
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Ignorance is not Bliss
With less than four weeks of the Tax Year left, 50% tax payers really need to consider their tax planning as there will be some nasty shocks when tax returns are submitted. Continue reading
Posted in Tax & Planning
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Something For Nothing
Some call it the law of unintended consequence but, whatever the name, HMRC have created a marginal tax play on pensions that is too good to miss. Continue reading
Posted in Pensions, Tax & Planning
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