Author Archives: Neil Sadler FPFS

About Neil Sadler FPFS

I am a Fellow of the Financial Planning Society with 15 years experience as an adviser. I work mainly in the City with a mixture of corporate and private clients. I only provide advice on a fee or retainer basis.

Financial Planning – Where do you start?

Posted on August 31, 2011 by Neil Sadler FPFS

A basic financial planning exercise has to start with a thorough review of current income and outgoings and then the likely changes as their lives develop. Most people rarely do this and as a result only ‘get by’ month to month, leaving such major questions as how much income they will need in retirement or how much capital they will require to pay for their children’s education unanswered. The result is likely to be a failure even to think about planning ahead, thereby leaving their success down to chance. Continue reading →

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Retiring Overseas – Taking your Pension With You

Posted on June 28, 2011 by Neil Sadler FPFS

Every year, thousands of people leave the UK for good, whether it be for the better weather or just a different lifestyle. More that 10% of UK nationals now live in other countries. There are also a large number of non UK nationals who work in the UK for a period and then move on to their next destination or return home. Continue reading →

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A Tax on Performance and Inflation?

Posted on May 1, 2011 by Neil Sadler FPFS

‘A’ Day in 2006 saw the introduction of a raft of changes to pension legislation designed to simplify the system, thereby making funding a pension more attractive. Sadly, since then we have seen a series of further changes to the rules … Continue reading →

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